If you are a married applicant, you may apply for credit in your own name.
California Residents: A married applicant may apply for a separate account.
As required by law, you are hereby notified that a negative credit report reflecting on your credit record
may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.
NOTICE OF COLLECTION OF PERSONAL INFORMATION
Merrick Bank will collect the following categories of personal information:
(1) Personally Identifiable Information you provide as part of an application;
(2) Internet or other electronic network activity;
(3) Telephone numbers and email addresses. We will use the information in the categories above to administer and service your account.
To opt out of our sharing your Personally Identifiable Information, visit .
We will be unable to open an account for you if you opt out.
Delaware Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balances from month to month.
Illinois Residents: No applicant may be denied a credit card on account of race,
religion, national origin, ancestry, age (between 40 and 70), sex, marital status,
physical or mental handicap unrelated to the ability to pay or unfavorable discharge from military service.
The applicant may request the reason for rejection of his or her application for a credit card.
No person need reapply for a credit card solely because of a change in marital status unless the change has caused a
deterioration in the person's financial position. A person may hold a credit card in any name permitted by law that he or
she regularly uses or is known by, so long as no fraud is intended thereby.
Maryland Residents: Interest charges will be imposed on the
outstanding balances from month to month in amounts or at rates not in excess of those
permitted by law. You have the right under Maryland Commercial Law Code Section 12-510 to
receive an answer to a written inquiry concerning the status of your account.
If you have any questions, you may contact Merrick Bank Customer Service at 1-877-727-6885.
New York Residents:
Merrick Bank may obtain consumer reports on you in connection with an update,
renewal or extension for which you have applied. Upon request, we will inform you whether or not
we requested a consumer report on you and the name and address of the consumer agency that
furnished the report. New York residents may contact the New York State Department of Financial Services
by telephone at 1-800-342-3736 or visit its website at
for free information on comparative
credit card rates, fees and grace periods.
Ohio Residents: The Ohio law against discrimination requires that
all creditors make credit equally available to all creditworthy customers, and that
credit-reporting agencies maintain separate credit histories on each individual
upon request. The Ohio Civil Rights Commission administers compliance with this
Wisconsin Residents: This offer is not valid for residents of Wisconsin.
Unlimited Cash Back Reward:
With the Orlando Magic Credit Card, you can earn 1.5% cash back on all Purchases (less credits, returns,
and adjustments) which are your "Net Purchases", made each Billing Cycle. The Cash Back Reward will be displayed as “CASH BACK REWARD” on your monthly Billing Statement
if a Purchase or Purchases were posted during the Billing Cycle. Cash Back Reward credits will be rounded up to the nearest one cent ($0.01).
If your Account becomes two payments past due you will forfeit any Cash Back Reward not yet posted to your Account and you will no longer
be able to earn a future Cash Back Reward, even if you bring your Account current afterwards. If your Account is closed for any reason,
you will forfeit any Cash Back Reward not yet posted to your Account. Cash Advances, cryptocurrency, casino gaming chips, wire transfers,
off-track wagers, lottery tickets, bets or wagers over the Internet, interest/finance charges, and all fees that we bill to your Account
do not qualify for a Cash Back Reward. We reserve the right to change, amend, cancel or temporarily suspend the program at any time.
10% Off Orlando Magic Merchandise: Enjoy a 10% discount on all Orlando Magic merchandise sold at the Team Shop within the Amway Center when you use your Orlando Magic Credit Card at checkout.
10% Off Concession Purchases at the Amway Center: Enjoy a 10% discount on concession purchases during Orlando Magic games at the Amway Center. Just load your Orlando Magic Credit Card to your Orlando Magic Mobile App and pre-purchase food and beverages through your Orlando Magic Mobile App or use the Orlando Magic Mobile App with the Orlando Magic Credit Card to pay during concession checkout to receive your discount.